For Consumers
Learn safety practices that you should take to protect yourself, and how to resolve QR payment issues or to report fraud.
Singapore Quick Response Code (SGQR)
SGQR is the world’s first unified payment QR code. It combines multiple payment QR codes into a single SGQR label, making QR payments simple for both consumers and merchants.
What is SGQR
It is a single standardised QR code for e-payments and combines multiple payment schemes into a single SGQR label. Consumers just need to look out for the SGQR label to see which payment options a merchant accepts, while merchants only need to display one SGQR label instead of many labels. The SGQR scheme is co-owned by MAS and IMDA.
View SGQR infographic
How It Works
Anyone owning a mobile phone with a camera and data connectivity, and an account appropriately set up with e-payment options will be able to make payments via SGQR so long as the merchant supports their choice of payment.
Pick your preferred payment option on the SGQR label and launch the payment app
Scan the SGQR code and check the merchant name
Key in the payment amount and complete your transaction
Upon successful payment, you should receive a near-immediate payment notification. The merchant should receive a notification as well.